St. Pete Beach, Florida Mortgage Rates

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St. Pete Beach Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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St. Pete Beach Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in St. Pete Beach are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

St. Pete Beach, Florida Mortgage Calculator

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    Check out our St. Pete Beach, FL Mortgage Reviews

    St. Pete Beach is a coastal city in Pinellas County, Florida, United States. Known as a tourist destination, St. Pete Beach was formed from the towns of Pass-a-Grille, Belle Vista, St. Petersburg Beach and unincorporated Pinellas County. At the time of its incorporation in 1957, its name was St. Petersburg Beach. On March 9, 1994, locals voted to officially change the name to the shorter version of St. Pete Beach, to distinguish it from the city of St. Petersburg a few miles to the east. The population was 9,346 at the 2010 census.[7]

    St. Pete Beach’s downtown is centered on Corey Avenue. This district contains bars, restaurants and shopping and retail outlets.[8][9][10] The Pass-a-Grille Historic District and the historic Don CeSar beach resort are located at the southern end of the beach. Recently, TripAdvisor named St. Pete Beach the No. 1 beach in America in 2021 and no. 5 best beach in the world.[11]